From 1 July 2026, employers must pay super at the same time as wages instead of quarterly. Super contributions must be received by employees’ super funds within 7 business days of payday.
The changes will affect cash flow, payroll systems, compliance obligations, and penalty risks for businesses. Employers should prepare early by reviewing payroll processes and ensuring their software is ready for Payday Super.
The 2026–27 Federal Budget shifts focus from short-term relief to long-term structural reform.
Key tax, property, and business changes are set to reshape planning and investment decisions.
While some settings remain stable, others introduce significant future impacts.
Businesses, investors, and individuals should take note of what lies ahead. Here’s a clear breakdown of what it means for you.
Recent events in the Middle East, including the escalation of military conflict involving Iran, have understandably unsettled financial markets. News headlines can feel confronting, so it’s worth stepping back and looking at how events like this typically affect the global economy and investment markets, and what it may mean for Australian investors.
New lending is rising and investor demand is strong, but tighter debt-to-income limits mean credit remains disciplined under the Australian Prudential Regulation Authority.
With borrowing costs higher after the Reserve Bank of Australia’s latest move and rental markets tight, preparation is key.
Smart investing in 2026 is less about stretching further and more about staying flexible as lending rules and lender policies keep shifting. With borrowing power, rates and strategies varying more than ever, the right loan structure can make all the difference.
A great financial adviser isn’t defined by credentials alone, but by trust, clarity, and genuine understanding.
When advice is personal and the relationship feels like a partnership, confidence follows.
The right fit turns financial planning into calm, clear guidance that supports real life goals.
Business growth isn’t just about revenue, it’s about profitability, sustainability, and peace of mind.
The Stop, Start, Continue framework helps business owners simplify, focus on what truly matters, and take deliberate action.
By stopping what drains value, starting strategies that boost efficiency, and continuing what already works, you create a business that’s resilient, profitable, and stress-free.
Recent changes to superannuation rules, including Division 296, have prompted understandable concern for those with larger balances. In this article, TAG shares how our direct engagement with Treasury and the profession is helping turn complex legislation into clear, practical strategies that support better long-term outcomes.
Division 296 has moved rapidly from policy announcement to draft legislation, with TAG actively engaged through direct discussions with Treasury. This update outlines where those discussions landed and highlights the key risks and opportunities accountants should consider when advising clients.
Welcome to 2026. I hope 2025 was everything you planned it to be. I think 2026 will be an interesting year ahead. For all of us, we will be managing the perils of markets with potential rising interest rates. This will affect markets and something many of us have, the cost of home loans. I…
The $3 million super tax is changing and timing now matters more than ever. New rules mean your super balance at both the start and end of the financial year counts. Don’t wait until 2027, act before June 2026 to avoid unwanted tax hits.
The December 2025 updates to Division 296 bring key changes, including new rules for calculating taxable earnings, mandatory actuarial certification, and stricter methods for SMSFs. Accountants must act before July 2026 to reassess strategies like contributions and asset sales, as the new complexity will impact outcomes. Early planning and updated systems are essential.