The latest rental data shows different financial trends for renters and property investors, with opportunities emerging on both sides. After rising steadily since 2021, rents climbed another 4.2% over the year to June 12, according to SQM Research, contributing to ever-higher living costs for tenants. Conversely, property investors are benefiting from higher incomes and potentially…
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New LRBA Interest Rate for 2025-26: What It Means for You
From 1 July 2025, the benchmark interest rate for Limited Recourse Borrowing Arrangements (LRBAs) will decrease slightly to 8.95% for the 2025-26 financial year. This marks the first reduction in several years and reflects a modest easing in broader market rates. At TAG, we’ve already started contacting clients with updated loan repayment schedules to reflect…
Is Withdrawing from Super Now the Right Move? Maybe Not.
With proposed changes on the horizon, including an extra tax on large super balances (Division 296), many Australians are feeling the pressure to act fast. Some are even pulling money out of super to avoid future tax. But is that the best move? In many cases, rushing could do more harm than good. What’s Changing?…
3 Key Tax Changes Now in Effect for Businesses
As we begin the 2025–26 financial year, several important tax changes have come into effect that could impact your business’s cashflow, investment decisions, and compliance obligations. At TAG Financial Services we specialise in helping business owners stay ahead across tax, superannuation, and financial planning. Below is a quick summary of three key changes now in…
EOFY 2025 Checklist: Smart Year-End Moves for Individuals, Business Owners & SMSF Trustees
As 30 June 2025 approaches, it’s crucial to finalise strategies across superannuation, tax deductions, business planning, and investment compliance. Whether you’re an employee, business owner, investor, or SMSF trustee, this comprehensive checklist will help you stay on track.
Restructure with Purpose: Tax and Growth Strategies to Future-Proof Your Clients’ Businesses
Whether your clients are scaling up, de-risking, transitioning ownership, or preparing for sale, restructuring with purpose can unlock substantial value. Done well, it can reduce tax exposure, protect assets, and lay a foundation for sustainable long-term growth.
Victoria’s Business Squeeze: Smart Moves to Manage Taxes and Red Tape
If you’re a business owner in Victoria, you may be feeling the pressure: costs are up, red tape is tightening, and strategic decisions are harder to make with clarity. So what’s driving this shift – and what can be done about it?
Is It Worth Setting Up a Self-Managed Super Fund in the $3 Million Super Tax Era?
Thinking about setting up an SMSF? With the upcoming $3 million super tax, it’s more important than ever to weigh the pros and cons. This blog explores whether an SMSF still makes sense under the new rules — and why personalised advice is key.
Mortage Market Shake-Up as Lenders Cut Interest Rates
More than 65 lenders, including the big four banks, have cut their interest rates following the Reserve Bank of Australia’s decision to reduce the cash rate from 4.10% to 3.85%.
The Most Common Mistakes with Estate Planning
Estate planning is one of those topics many of us know we s hould address — yet it often ends up at the bottom of the to-do list. Understandably, thinking about what happens after we’re gone isn’t easy. But failing to plan properly can lead to unnecessary stress, conflict, and financial hardship for your loved…
March Quarter – Quarterly Economic and Market Update
In this quarterly review, we analyse the key events and trends that shaped the past three months – from shifting policy landscapes to market performance highlights.
Victorian Supreme Court Broadens Scope of Portable Long Service Leave – What It Means for Employers
A recent Victorian Supreme Court ruling has broadened portable long service leave (PLSL) obligations, potentially affecting more businesses. Employers should reassess how PLSL applies, even if they’re not in construction.